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Frequently Ask Questions

  • Is credit repair legal?
    Absolutely, there is a federal law, known as the Fair Credit Reporting Act (FCRA) that guarantees consumers the right to dispute inaccurate and unverifiable information on their credit report.
  • How long does credit repair take?
    There is no quick fix or shortcut around the process. Its important to understand credit repair takes time. Each client's credit profile is different, the processing time will vary, it could take 6-9 months and in some cases up to a year.
  • Can I repair my own credit?
    Absolutely, we offer a DIY E-book for anyone wanting to repair their own credit. It comes with dispute letters, credit tips, and more.
  • How does the 100% Money Back Guarantee work?
    You are entitled to a full refund on all monthly payments ufwe are unable to repair/remove anything from your credit report for at least 120 consecutive days from date of enrollment. You must maintain credit monitoring services at all times during the program. You must not have missed payments or incurred any new collections while in the program. You must have provided us with all correspondence and/or documents received from the credit bureaus and/or creditors within 3 business days of receipt.
  • How can I improve my credit score?
    By paying your bills on time. Keeping your credit utilization under 30%. Checking your credit report at least once per year or sign up for credit monitoring, click here. Be patient, it will not happen overnight. It will take time to build a healthy credit profile. By creating new habits it will help you keep your finances and lines of credit under control.
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